Digest April 28th

Navigating Sensitive Client Conversations in 2025

With significant political and technological shifts, advisors are encouraged to engage clients in discussions about topics like the return of Donald Trump to the presidency, health considerations affecting retirement timelines, estate planning, and the role of AI in financial decision-making. Addressing these subjects proactively can help in aligning financial strategies with clients’ evolving perspectives. ​Financial Planning

Retirement Planning Shifts as Clients Rethink Timelines and Priorities

A growing number of clients are reassessing traditional retirement goals, with many opting to delay retirement or pursue phased approaches that blend work and leisure. Rising healthcare costs, longer life expectancy, and a desire for more purpose-driven post-career years are reshaping how advisors approach retirement conversations. Advisors are being encouraged to incorporate more flexible, personalized retirement strategies that align with evolving client values and financial realities.
Nationwide

Hyper-Personalization and Digital Expectations

Clients now expect highly personalized financial planning, driven by advancements in data analytics and AI. There’s also a growing demand for digital-first experiences, especially among younger investors. Advisors are encouraged to adopt AI-driven platforms and enhance digital engagement strategies to meet these evolving client expectations. Independence Alliance​